Perhaps it goes without saying that where there is legitimate money to be made, there are also going to be scams — and that includes online college scams. What is an online college scam? It is any sort of false college-related service or fake financial aid award. Here are three in particular to look out for:

1. Private Loan Online College Scams

• Letter in the mail with an offer for private loan
• Processing fees asking for the money up front
• Letterhead that looks similar to a legitimate government agency; for example, the U.S. Department of Education

• The government does not solicit business for student loans.
• There are never fees to apply for a legitimate loan.

2. Scholarship Search Online College Scam

• A claim that, for a fee, they’ll provide you with scholarship information
• A guarantee that, for a fee, they can get you a scholarship or grant

• Scholarships require applications and have deadlines, they are not a sweepstakes. If you were told you “won” but you didn’t apply, it’s probably a scam.
• Plenty of free scholarship information is available.
• There are never fees to apply for a legitimate scholarship.

3. Admissions Assistance Online College Scam

• Letter in the mail or phone call offering a seminar, workshop, or interview on preparing for college. The “workshop” is in fact a sales pitch intending to get attendees to pay money for additional services that you could probably find for free elsewhere.
• Event advertised as a free admission — except for the possibility for additional services (cost not specified).
• Vague website and company information including address (if it’s a P.O. Box, that’s a bad sign).

• Any college worth attending will provide every bit of information that potential students may desire.
• High school students can get help preparing for college from guidance counselors at no cost.

Going to college should be a life-changing experience in a positive way, not a negative one. That means taking some responsibility for your experience by getting informed about preparing for college, choosing a college, paying for college, and succeeding in college. Avoid online scams by getting assistance from the government or your school or any other legitimate institution.

One final thought that bears repeating: Do not give your credit card information or send any money up front for any services or guarantees offered — that is simply not how it’s done. Online college scams are easily identified when you look for all the signs.

Don’t Be Scammed! Find Legitimate Online Degree Programs.